---
title: "Put your balance in Stark mode: safe and earning 100% of the CDI"
description: "Automatic and daily earnings so your company's money is never on standby"
language: en
locale: en-US
canonical: "https://starkbank.com/automatic-floating"
section: "Products"
type: "Products"
publisher: "Stark Bank"
last_updated: 2026-09-09
alternates:
  pt-BR: "https://starkbank.com/br/automatic-floating.md"
  zh-CN: "https://starkbank.com/cn/automatic-floating.md"
---

# Put your balance in Stark mode: safe and earning 100% of the CDI

Automatic and daily earnings so your company's money is never on standby

> **About Stark Bank:** Stark Bank is a Brazilian regulated bank (not a payment service provider) with a developer-first platform for Pix, Boleto, Card Payments, Bill Payments, Transfers, Receivables, Corporate Cards and Credit. Funds settle directly in your Stark Bank account. Bacen Pix Grade A, PCI DSS 4.0.1, SOC 2, ISO 27001. R$ 600 billion moved in 2025.

- [Talk to a specialist](https://starkbank.com/contact-sales.md)
## Your day is productive. Your company’s balance should be too

Automatic daily earnings so your company’s money is never left on standby

- [Talk to a specialist](https://starkbank.com/contact-sales.md)
### Your money works. You focus on your business.

#### Daily payout

The remaining balance turns into earnings. Effortlessly.

While you run your operations, the earnings are automatically credited to your account every business day, without needing to invest or redeem.

#### 100% of CDI

Profitability that makes sense. Without distractions.

The earnings on your account balance are automatic, always tied to the daily CDI rate.

#### Automatic activation

No setup required. Just let the money work.

Account balance held for 30 days starts earning automatically - no opt-in, no effort.

## How it works

Your balance starts earning automatically every business day, and the amount earned is credited directly to your account — no action required from you.

- [Talk to the sales team](https://starkbank.com/contact-sales.md)
### Secure. Regulated. Transparent.

Safe allocations, segregated funds, and full regulatory compliance. No surprises — just confident returns.

## More return, no effort

A smart solution to make your company’s cash flow work for you.

### IOF-free yield

Exempt from IOF from the first payout.

### Daily liquidity

The amount credited to your balance is free to be used.

### More return, zero effort

The treasury doesn't need to do anything: the balance earns on its own, directly in the account.

## Our products

#### All in one place! Cash management solutions for your company.

#### Business account

Manage your cash flow intelligently and make decisions more securely.

#### Corporate card

Unlimited physical and virtual cards, with expense controls and reports.

#### Pix, charges, and receivables

Receive through Pix or boleto quickly, with reconciliation, and predictability.

#### Bill payments

Pay quickly and with control, using cost centers and approval levels.

#### Credit limits

Credit that matches the pace and size of your business.

#### Stark Pay

Receive directly, without intermediaries. Full control of your operation.

#### Sell with card

Fast checkout, seamless reconciliation, and ready-to-scale sales.

#### Automatic Pix

Variable or recurring billing, fully managed by the receiver.

## Over 800 companies have taken control of their growth with Stark Bank solutions

### Your company ready for the future in 10 minutes

Robust infrastructure, streamlined processes, and everything ready for your company to grow securely from day one.

- Open account
- [Talk to the sales team](https://starkbank.com/contact-sales.md)
## Frequently Asked Questions

- [Read terms](https://starkbank.com/legal/business-account.md)

---

## Related pages

- [Many benefits available](https://starkbank.com/corporate-card.md)
- [Bill Payment](https://starkbank.com/bill-payment.md)
- [Instant and scalable.](https://starkbank.com/receivables.md)
- [Digital Fixed Income](https://starkbank.com/fixed-income.md)
- [Card Payments](https://starkbank.com/card-payment.md)
- [Business Account](https://starkbank.com/business-account.md)

## Other languages

- [Português (pt-BR)](https://starkbank.com/br/automatic-floating.md)
- [中文 (zh-CN)](https://starkbank.com/cn/automatic-floating.md)
- [Home](https://starkbank.com/index.md)

## Page metadata

- **Canonical URL:** https://starkbank.com/automatic-floating
- **Language:** English (`en-US`)
- **Section:** Products
- **Last updated:** 2026-09-09

```json
{
  "@context": "https://schema.org",
  "@type": "WebPage",
  "@id": "https://starkbank.com/automatic-floating",
  "name": "Put your balance in Stark mode: safe and earning 100% of the CDI",
  "url": "https://starkbank.com/automatic-floating",
  "inLanguage": "en-US",
  "description": "Automatic and daily earnings so your company's money is never on standby",
  "dateModified": "2026-09-09",
  "isPartOf": {
    "@type": "WebSite",
    "@id": "https://starkbank.com#website",
    "name": "Stark Bank",
    "url": "https://starkbank.com",
    "publisher": {
      "@id": "https://starkbank.com#organization"
    }
  },
  "publisher": {
    "@type": "Organization",
    "@id": "https://starkbank.com#organization",
    "name": "Stark Bank",
    "legalName": "Starkbank S/A — Banco de Investimento",
    "url": "https://starkbank.com",
    "foundingDate": "2018",
    "areaServed": "Brazil",
    "logo": "https://starkbank.com/static/starkbank-logo.svg",
    "sameAs": [
      "https://github.com/starkbank",
      "https://www.linkedin.com/company/starkbank",
      "https://docs.starkbank.com",
      "https://status.starkbank.com"
    ]
  },
  "workTranslation": [
    {
      "@type": "WebPage",
      "url": "https://starkbank.com/br/automatic-floating.md",
      "inLanguage": "pt-BR"
    },
    {
      "@type": "WebPage",
      "url": "https://starkbank.com/cn/automatic-floating.md",
      "inLanguage": "zh-CN"
    }
  ]
}
```